Retirement Calculator

Projected savings at retirement, the gap to your goal, and the monthly amount needed to close it. Results update as you type.

Current age

Retirement age

Current retirement savings

Monthly contribution

Expected annual return (%)

Retirement goal (optional)

Projected savings at retirement

$0.00

Breakdown

Growth over time

How this calculator works

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Results are estimates for education only and are not financial advice. Assumes a constant return and monthly contributions at each month end. Inflation, taxes and fees are not included.

How is the required monthly amount figured?

First, your current savings are grown to retirement age at the expected return. The remaining gap to your goal is then spread over the months left, using the annuity formula at the same monthly return.