Auto Loan Calculator

Monthly car payment, total interest and total cost. Results update as you type.

Vehicle price

Down payment

Trade-in value

Interest rate (annual %)

Loan term (months)

Start date

Monthly payment

$0.00

Cost breakdown

Payoff schedule

How this calculator works

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Results are estimates for education only and are not financial advice. Taxes, title and dealer fees are not included unless you add them to the vehicle price.

Should I take a longer term for a lower payment?

A longer term lowers the monthly payment but raises total interest, and you may owe more than the car is worth for longer. Compare the total cost, not just the monthly number.